If you're having trouble making your mortgage payments or are already in danger of foreclosure, this guide will give you the practical information you need, including:
the ins and outs of foreclosure
how to decide if you should try to keep your house
programs to help you avoid foreclosure
alternatives to foreclosure, such as short sales and deeds in lieu
delaying or avoiding foreclosure with bankruptcy, and how to avoid becoming the victim of a foreclosure scams.
This edition is updated with the latest information on federal mortgage servicing laws, programs to help homeowners avoid foreclosure, relief for victims of natural disasters, recent court decisions affecting homeowners’ rights, and state foreclosure procedures and timelines.
